Personal Loans

Expert guidance and flexible loan solutions designed for you!

Avail And Access Your CVR Personal Loans, Anytime, Anywhere On Our Seamless Digital Platform!

10+
Years Experience
Years Expertises in Personal Loan
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 CVR Personal Loans offer the flexibility you need, to achieve your goals, with competitive rates and adaptable terms. For unexpected expenses that fall outside your insurance or other loan coverage, a Personal Loan is safe to rely on.

Your Lifestyle, Your Preference, Our Unmatched Flexibility

 CVR Personal Loans are here to ease your life and not complicate it with zero hidden charges and terms, but maximum benefits

Loan Approval Process
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Application and Documentation

Submit your application: Fill out the loan application form with accurate personal and financial details. Prepare necessary documents such as income proof, identity proof, address proof, and financial statements.

Step 1
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Credit Evaluation

Credit check: Lender assesses your creditworthiness based on your credit history and score. Income verification: Lender verifies your income to determine your repayment capacity.

Step 2
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Loan Approval & Disbursement

Loan approval or rejection: Based on the evaluation, the lender decides whether to approve or reject your loan application. Disbursement: If approved, the loan amount is transferred to your account as per the agreed terms.

Step 3
  • PASSPORT SIZE PHOTO – 01 No.
  • PAN CARD.
  • KYC ANY 1 – (AADHAR CARD, DRIVING LICENCE, VOTER’S ID & PASSPORT)
  • ADDRESS PROOF- KYC, BANK STATEMENT, RENTAL AGREEMENT-WITH NOTARY SEAL & SIGN, POST PAID MOBILE BILL, GAS BILL- ORIGINAL.
  • LATEST 3 MONTHS PAYSLIPS.
  • 90 DAYS (3 MONTHS SALARY CREDIT BANKING TILL DATE) BANK STATEMENT. FOR BT CASES-REPAYMENT LOAN SCHEDULE
  • LOAN AMOUNT MORE THAN 10 LACS – 3 YEARS WORK EXPERIENCE PROOF REQD.
  • IF PRESENT COMPANY WORK EXPERIENCE IS LESS THAN 6 MONTH – PRESENT COMPANY OFFER LETTER ALONG WITH CTC BREAKUP & PREVIOUS COMPANY EXPERIENCE PROOF REQD ( MINIMUM 1 YRS EXP PROOF)
  • AGREEMENT PROCESS AFTER APPROVAL.

NOTE:

  • KINDLY PROVIDE COMPLETE DOCUMENTS IN ONE SHOT TO MAKE THE LOGIN PROCESS EASY & FAST. 
  • The documents mentioned below are mandatory to be submitted for the application of a personal loan.
  • The minimum age criteria for loan application is 21 years.
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Collateral-Free Options

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Quick Funds Access

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No Hidden Fees

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Flexible Rates

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With CVR, get the best of personalisation and convenience

EMI Calculator Page

Need to know your monthly loan repayments? Calculate your EMI (Equated Monthly Installment) easily with our online calculator.

Your Questions Are Now Answered with FAQs

What are the eligibility criteria for a personal loan?

Eligibility criteria typically include being at least 21 years old, having a stable income, and maintaining a good credit score. Specific requirements may vary based on the loan amount and your profile.

What documents are required to apply for a personal loan?

Required documents generally include proof of identity (Aadhaar, PAN), proof of address, income statements (salary slips, bank statements), and employment verification.

Is there an option to top-up my existing personal loan or any other loans?

Yes, CVR offers a top-up loan facility, allowing you to borrow additional funds on your existing personal loan or any other loans, subject to eligibility and credit approval.

Can I prepay or foreclose my personal loan?

Yes, CVR allows you to prepay or foreclose your personal loan. Depending on the loan terms, there may be minimal prepayment charges.

Can I apply for a personal loan if I am self-employed, a freelancer or a contractor?

Yes, freelancers and contractors can apply for a CVR Personal Loan. You will need to provide proof of income and demonstrate financial stability

How long does it take to get a personal loan approved?

Loan approval can take anywhere from a few hours to a few days, depending on the completeness of your documentation and other formalities.

What credit score do I need to qualify for a CVR Personal Loan?

A credit score of 700+ or above is generally preferred for CVR Personal Loans. However, you can apply even with a low credit score. While a higher score increases your chances, we also consider other factors such as income and employment stability.

What should I do if I have difficulty repaying my personal loan?

If you face difficulties in repaying your loan, contact our customer service team immediately. We offer various assistance programs and can work with you to find a suitable solution, such as restructuring your loan or offering a temporary repayment relief plan.

Fast and Flexible Financial Solutions with CVR Loans!

Financial Crises are never around! Our goal is to deliver transparent & clear loan solutions to help you kickstart your journey to success!

Credit Cards Coming Soon!!!